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All posts by Wayne

What is Corporate Bankruptcy?

In very simple terms, corporate bankruptcy happens when a company loses cash or is in some kind of liability. Under the United States Federal Bankruptcy Law, a company that goes bankrupt is given a chance to realign its business and try to gain profit again. The management of the business could still continue their job, but important decisions affecting the business are forwarded to and approved by a bankruptcy court. This is under Chapter 11 of the Bankruptcy Code that refers to the reorganization of a business. In Chapter 7, the company is deemed to have ceased the running of the operations and the business comes to a full stop. When this happens, a trustee is assigned to sell all the assets of the company. The money from the sale would be used to pay off the remaining debts from creditors and investors. Even when a company has already filed a bankruptcy, the trading of their stocks could continue. Those who hold bonds, as well as creditors are usually the new owners of the company. However, if the company is included in Chapter 11 bankruptcy, the reorganization will cancel the equity shares.

Companies choose to file bankruptcy because creditors would not be to take action against them. Unsecured creditors, for example, do not receive payments during the case. On the other hand, creditors who are secured, usually have protection. Examples of secured creditors are those who have control on the debtor’s property. Unsecured creditors include vendors, credit card companies, and everyone else not having security interests in any of the bankrupt company’s property. Usually, companies are qualified to file bankruptcy if any of the situations exist. A company files for bankruptcy if it has contracts that continue to contribute to operating losses. In order to legally terminate those contracts or leases, the company files for bankruptcy. If there is lack of cash and the company experiences liquidity, it also files for bankruptcy. When company losses do not abate, it has no choice but to shut down. Long term obligations or extraordinary judgments from government departments pertaining to product liabilities often result in a company filing for bankruptcy. Bankruptcy san diego and other bankruptcy lawyers help business leaders drive their companies through bankruptcy. The involvement and participation of bankruptcy lawyers are very crucial in such trying situation. Bankruptcy is no joke. It requires extensive and professional support from lawyers.

Filing for bankruptcy could either be voluntary or involuntary. When you say voluntary, a company decides to file for a bankruptcy petition. In an involuntary filing of bankruptcy, someone else files a petition that compels a company into bankruptcy.

Aside from Chapter 7 and Chapter 11, there are two more types of bankruptcy proceedings. Chapter 12 is applied to family farmers. The reorganization in this proceeding is patterned to Chapter 11. The one who owes retains the property and pays the creditor out using future income. In the last proceeding, Chapter 13, the main intention is to enforce a repayment plan, but only for individuals. This proceeding is beneficial to the debtor because it protects him from collection action. At the end of the plan, any unpaid balance of dischargeable debts is simply wiped out. This proceeding allows a debtor to regain control of his financial state.

Storage and Organization Ideas for the Home Office

If you’re anything like me, the home office is quick to become a collect-all for piles of papers yet to be gone through, books and bills that need to be paid, amongst numerous other items that lack a proper place in the house. It is also the easiest to neglect, because when my desk becomes piled with junk, I simply take my laptop into the living room or dining room to get work done. By creating storage places for all these things, though, you will never have an excuse to avoid the home office again.

Closet organizers

Boxes of old file folders don’t need to lurk in the corners any longer; if your home office is technically a bedroom, it probably has a closet that can be utilized for organizing boxes of documents and even office supplies. Purchase closet organizers with multiple shelves to house items of various sizes. Label boxes and baskets to help identify their contents. Then close the doors and forget about what is behind them until you need something from within.

Re-purposed furniture

I have discovered that unused furniture, such as old dressers, can work well to organize random gadgets and office supplies. One drawer can hold papers that need to be filed, while another contains documents to be shredded. Store writing utensils, notepads, extra staples and other office supplies in a drawer divided with a kitchen drawer divider of the proper size. The top of the dresser can be a great place to keep your printer.

Furniture is the perfect thing to complete the entire look of the office to give it an authoritative and well maintained look but if a chair throne is added, it will give a stamp of regal bearing and you can visit chairthrone stores in the vicinity for better models.

Mobile drawer banks

Those three-drawer banks on wheels have many different uses, one of which is to store my copy paper, envelopes, file folders and anything else that fits. It is clear, so you can easily see what is inside each drawer without having to open each one until you find what you’re looking for. Plus, the wheels make it easy to move around the office as necessary.

Decorative baskets

If you have open shelving, you might find that it becomes cluttered quickly. This is where decorative baskets come in. They look great, and work wonderfully to organize smaller items in the office. Large, shallow baskets are great for holding loose papers. Smaller ones can be used to separate smaller office supplies.

Mail organizers

Does your mail usually end up in a pile on the dining table or desk until you find time to go through it? Mine does. There are various items that can be used to organize mail as it comes in, making it easier to go through later. I currently have a hanging organizer with three slots for separating mail, but baskets would work just as well.

Chinchilla: Wonderful Apartment Pet

So you’ve just moved into that four-room apartment, but you would like some company. Most apartment landlords don’t allow pets. But the definition of a pet is almost always “cat or dog”, or maybe even a dolphin, depending on where you live. It’s safest to ask your landlord what exactly he or she means by this term, just to stay on the safe side, but if you are less concerned about their feelings and more about your own, you may want to consider a Chinchilla. These fuzzy little creatures are both cute and inquisitive, and if raised right, will be a great companion.

These little guys come from the mountains of their South American home in Chili. From the 16th century until now, they have been used almost exclusively for the fur trade, because of their soft luxurious fur. This is because many chinchillas have nearly 60 hairs sprouting from a single hair follicle. No longer are wild chinchillas hunted for their fur, though now they are bred for this purpose.

Lately, they have become a popular pet, usually in the $150 range. They need a few things, though what they do require is paramount. Keep an eye on these few things, and your chinchilla will be happy and healthy, and they will entertain you for years to come.

Chinchillas are a great pet for adults and animal-sensitive teenagers. I cannot recommend them for children, as they are somewhat more fragile than a hamster or rabbit, and some children, while meaning well, maybe the last thing they need. These creatures already move quickly, and will not usually let just anyone hold them, but due to their already fast heart rate, a child chasing them around the room may be too much for them. Please use caution when trying to pick up or hold your new friend, as he or she will become excited.

Home for these little guys is fairly easy to find. Birdcages with closer spaced bars are a good idea, but you can purchase chinchilla specific cages. Because of the bar spacing, these will almost always allow for the fitting of custom accessories such as perches and ramps. You must get one that is made of metal without a metal mesh bottom, or anything with holes to which their feet could slip through and get caught.

A food source is also easy to locate if you so choose. Simply pick up a bag of premixed chinchilla food. Rabbit or hamster food will not substitute well, as it lacks a few nutrients they need. You can also take a look at what is in these brand named bags, and mix up your own food. Treats are usually not recommended for these types of creatures, but small servings of peanuts or a few raisins a week are fine. Be sure to include a handful of real Timothy hay or alfalfa every day or every few days. Both can be used to fortify a pellet diet, and it gives the creature something else to do. A busy chin is a happy chin. Its also wise to use a water bottle instead of a water dish as they may knock food into it, or foul it themselves.

Due to their natural inability to sweat, they must be kept in a temperate climate, no warmer than 75-80 degrees. They do best in 68-73 degrees, and cannot be given baths. Instead, chinchillas take what is called a dust bath. You can purchase this material at a pet store along with a bathhouse for your new friend. It’s quite comical to see them roll around rather violently in the dust, just be sure to place this in the bottom of the cage to ensure as little dust leaves the cage as possible. Though you shouldn’t let them bathe every day, they usually knock the dust from the bathhouse in the first few hours, so you will only need to refill the house with no more than a tablespoon at a time, every few days.

Along with dust bathing, and temperature monitoring, they also need something to chew on. They are by definition rodents, which means that their teeth never stop growing. To keep their teeth from hurting them, it’s best to buy them small blocks of wood or specialized chewing blocks, some which can help their diet, but not act as a primary food source.

Like many other rodents though, you may have trouble getting to sleep, as they are nocturnal. They like to run and jump throughout the night, which may have a negative effect on your sleeping pattern. It’s best to place them in a communal place within your home, but apart from where you sleep. It’s also a good idea to place something in their cage to allow them to exercise throughout the night. During the day they should also have a half to a full hour of exercise daily, not only for their health but to become acclimated to you.

Handling your new friend is very much the same as handling any other small creature, only this one is quite fast. Given a chance they will leap from you and head for the nearest cave. They love to burrow and search for new places, so be sure to keep a tight but nonrestrictive grasp on them as you take them from the cage. They may fight you and run, and perhaps make barking or chirping noises, but if you can get them acclimated to you first, it may decrease this. I’ve found the only way to get an adult acclimated to you is to spend a lot of time outside the cage with them. Once they realize that you will not harm them, they usually warm up to you and will want out.

Placing them on a bed is a nice place for you to interact with them, as the floor might be simply too0 great an area to control, and they may leave you sitting, running off on their own. Remember, they are rodents, so when they get the chance and urge, they may begin gnawing on whatever is around them including the walls, chairs, or table legs. Keep cords and any wood that has been treated or stained away from them.

The bed and pillows can be used to create a landscape filled with caves, though take care as they might get trapped under a pillow. Careful attention will keep your little friend happy and comfy as you both get used to each other. Full-grown adults are almost always more difficult to acclimate to you, though babies, or “kits” as they are called, can be easily domesticated. Multiple chinchillas may latch onto each other instead of you, so it’s probably the best idea to allow them to get acquainted with you first.

Keep their home clean and their food bowl full, and they will happily live in the cage, but if you want a companion, the closing time will need to be spent. Interaction with them every day will reward you with a new friend and companion.

Jewelry- The First Love for All Women

We all are human beings having our share of likes and dislikes that keep on increasing as we gain more and more exposure to what the outside world has to offer in the form of challenges, which in turn increase our experience at handling them with age keeping up at a steady pace.

Humans are divided into two types which are men and women and they are as different as chalk and cheese from each other but are similar in their approach to getting the object of their desire.

It can be anything from a particular object to an individual of the opposite sex, human beings become obsessed with the object of their fancy and, dare I say, women seem to have a clear cut edge for men in most cases.

Matter of Preference

Let us take the example of jewelry and we all know how women are a sucker to them and constantly demand their boyfriend/husband to buy them any latest design that has come out in the market.

Jewelry comes in varied hues and categories in the form of gold, silver, ornate, diamond, pearl and so on but when it takes the form of anklets and bracelets laden with different colored ornaments, the spectacle has to be seen to be believed.

There can be no greater joy than to behold your beloved laden from head to foot in gold and silver which is sadly a distant dream for most people due to budget constraints and is only for the elite class.

Bracelets are popular among both sexes as they can easily we worn around the wrist and you can spot many youngsters using it as a fashion statement right from the 1990s and this trend continues to this day.

Regarding jewelry, men often wonder what is there to like so much about it and simply cannot fathom women fawning over it all the time and more so because they know it is way out their budget to even dream of it but they can’t do much as it is simply a matter of preference.

Understanding Part

Marilyn Monroe was known for her passion for diamond jewelry and bracelets and had a huge collection of them in her mansion and was of the opinion that women without jewelry are like a body sans clothes, a pretty strong statement for an actress of her caliber.

Just like dogs are for men, jewelry are women’s best friend, again a popular opinion of Monroe and if you have a diamond bracelet around your neck, then you can be sure that you are the talk of the town for a long time.

A woman’s fondness for jewelry can be understood with the following points:

  • Clothes and jewels have to go well with the body and it is the latter that completes an entire outfit
  • Bracelet Jewellery sold on surewaydm.com has an exciting offer where for every golden bracelet, they get a handbag or perfume free
  • The person who is flaunting the jewels for public gets complimented for her style if it is worn for the right occasion

Computer Repair Services- Choose the Best for your System

We all want to have the best services available at our disposal whether it is for software issues, vehicle breakdown, TV or fridge repairing because they want to make sure that such snags never happen again.

In today’s world, there is nothing more important than the smartphone and people equate losing it to that of one of their hands being amputated, which is quite a strong statement that is true in the current context.

After mobile, comes computer, laptop, and tablet computer, a miniature version of the desktop system, whose significance has increased manifolds with the advancement of technology through social media and that’s saying something as everything has undertaken a digital format.

Tech Knowledge

What is important to note is that youngsters that have interest in computer need to gain basic knowledge about PCs and laptops along with other hardware gadgets that are used before taking the plunge into this field.

The technical aspects of computer are difficult to grasp and takes its time because most people don’t take it seriously and think of it as child’s play and this is because they equate it the games they have played on the system in their childhood.

Today, computer technology has reached far beyond MS Word, PowerPoint, Paint, Minesweeper, FreeCell, Solitaire or even the basics of internet explorer because digital media has acquired its own identity that makes it independent from falling into the software category.

You can begin by taking software coaching classes after college and if you have already chosen it as your subject, then these classes are added bonuses that will help you refresh your knowledge.

People who have that fire of passion burning inside them will not be satisfied with the knowledge they gain from college and coaching because they know that it is far from being sufficient for a field as vast as computer software.

So keep gaining knowledge and revising it at regular intervals without losing focus on the basic foundation of your goal and if you go on with it, the day is not far when you become an expert in computer repairing.

Best Online Portals

Therefore, let us take a look at some of the best computer repair services that can be found online which you should take up for enhancing knowledge:

  1. Tech to Us- It is a US based popular and one of the most popular online portals when it comes to computer repair services which is available in other countries as well
  2. Tech Support Expert- It provides advanced services for beginners who don’t know what to expect with finer points explained in simple language without the use of jargons
  3. There is an all-in-one computer repair service in Perth that has made many experts with some of the best software advise that you can find in current times
  4. MyCleanPC.com- This deserves a mention because it removes unnecessary data that has been lying dormant in the system and makes it slow
  5. Geek Squad- the service plans are quite advanced as they cover computing, digital imaging, car electronics, etc.